Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. An Athens State Bank Loan Officer will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 217.636.8214.


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Calculators

Unsure of which way to go? Use our mortgage calculators to help you make the right decision.
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Today's Rates

First Mortgages
Conforming 30 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.274%  0.000%
Conforming 20 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.034%  0.000%
Conforming 15 Year Fixed Rate
 Rate  APR  Points
 2.500%  2.543%  0.000%

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